When my husband and I first met he was heavily in debt. This is not something that I was aware of until after we’d been together a while and I did not know the extent of his debts until a few years into the relationship. It was a lot more than I had suspected, let’s put it that way!

We decided that we’d work together to clear his debts before settling down and moving in together and through much work, research and advice came up with a plan.

We used loan calculators to work out if actually taking out more loans would help us clear the debts sooner or not and in some cases it did make sense to do that.

It was not easy let me tell you, he especially struggled with not spending money on things that weren’t absolutely necessary and we ended up having many arguments about the situation – we even broke up for a few months at one stage.

But we got through it in the end, it took 3 years and a lot of hard work, but we are now debt free and have set up home together and plan on living the rest of our lives debt free and much more frugal with money

Filed under: Husband, Money